Frequently Asked Lawsuit and Attorney Financing Questions

At Esquire Capital, we help a firm or attorney with nearly any type of lawsuit obtain financing. Whether your case has been settled or decided or not, we can provide you with the funds you need to successfully represent your clients and manage cash flow. If you have further questions about attorney lawsuit financing and the services we provide, please feel free to contact Esquire Capital today. A representative will be happy to speak with you.

Here, we have provided answers to questions we commonly receive from attorneys interested in obtaining Esquire Capital lawsuit financing. For answers to questions about law firm loans and attorney lines of credit, you may also view our law firm financing FAQ page.

Who can apply for lawsuit financing?

Attorneys who have filed lawsuits, or who plan to file lawsuits, on behalf of their clients are eligible for lawsuit financing with Esquire Capital. Esquire Capital provides pre-settlement lawsuit financing, non-recourse case cost funding, and litigation cost funding to attorneys with many types of cases. If you do not win or settle your case, no repayment is due to Esquire Capital.

Through One Hour Funding®, Esquire Capital provides settlement cash advance services to attorneys who have recently settled cases, but have not yet received payment. Please also note that we do not provide attorney financing in Ohio.

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Does lawsuit financing work like a traditional loan?

No. Esquire Capital lawsuit financing is not a loan. If Esquire Capital funds one of your cases, you will have to repay Esquire Capital only if you settle or win the lawsuit on behalf of your client. If your case is not successful, you will owe us nothing. Esquire Capital attorney financing is a non-recourse lawsuit funding advance, and thus differs greatly from a traditional loan.

Are there any up-front fees to be paid for Esquire Capital lawsuit financing? Will there be monthly payments?

No. Any attorney funding repayments provided to Esquire Capital, for both pre-settlement lawsuit funding and settlement cash advances, will be due at the time of the receipt of a settlement or award. There are no monthly payments associated with Esquire Capital lawsuit financing advances. Esquire Capital attorney financing is a non-recourse lawsuit funding advance.

How long does it take to receive lawsuit financing?

If we approve pre-settlement funding for your case, we can provide you with a lawsuit funding advance within 24 to 48 hours.

If we receive a One Hour Funding® request for a settlement cash advance, we can approve the advance within one hour after verifying the information you provide. As soon as you execute the funding agreement for your post-settlement funding, we will advance the funds.

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How does case cost funding work?

Case cost funding is a form of lawsuit financing which eliminates the cash flow problems and financial risks taken on by attorneys who pay for case and disbursement costs. The funds provided as part of Esquire Capital lawsuit financing services help pay for expert witness fees and other costs, as well as court costs and other case-related expenses. Case cost funding does not cover attorney's fees, however. The amount advanced and any monthly usage fees accrued are usually repaid from the client’s settlement proceeds, and are thus not passed along to attorneys. If you do not win or settle the case, you owe us nothing.

What are the minimum and maximum advances attorneys can obtain through lawsuit financing?

Esquire Capital will advance a minimum of $5,000 and a maximum of $25,000,000 to an attorney for lawsuit financing.

How do you determine the amount of a lawsuit financing advance?

The amount of any lawsuit financing advance depends on the attorney’s cash flow needs and estimated claim value. In determining a lawsuit financing amount, we will consider the facts and laws relating to the claim, liability, the venue where the case will be tried, and the insurance company involved in the lawsuit, if any.

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Will monthly usage fees apply to the amount of the advance?

Yes. Because Esquire Capital is taking a risk in providing attorneys with lawsuit financing, we charge monthly usage fees for lawsuit funding advances and for post-settlement funding. At Esquire Capital, we are proud to offer the lowest fees in the lawsuit financing industry, with the most flexibility.

Yes. Esquire Capital provides attorneys with lawsuit funding in every state except for Ohio. The laws in every other state recognize the need for lawsuit financing services in which traditional finance companies won’t engage. To learn more, you may read lawsuit financing ethics opinions from various states.

Contact Esquire Capital Today

If you have any questions about Esquire Capital attorney services, including lawsuit financing and litigation cost funding, contact Esquire Capital today!

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